Help with mystery bank debit, please

We have just had a debit of E15.59 taken from our account.  The reference is Mancomunidad de M.C.S.O.  We haven't a clue who or what this is as we have no recollection of it being taken before.  Can anyone tell us what this is please?

I have it on our bank statement as well - ours is for €11.51.  Also have a more worrying one Embargo Org Oficiales (Aut) for €595.37.  I hope this is for the IBI but need to check through my files tonight.

Hi, Maddy,

Turned myself into Marple for this one. 

I have discovered with help from our Manzana Presidente and contributors to the EOS General Forum that the debit is for water,  Acosol using a different trading name/reference - Mancomunidad de Municipios de la Costa del Sol Occidental.

Googled for the website, clicked on the "Water" tab and Acosol appeared on the screen.

Not sure what your larger debit is for but the amount sounds to me like it could be a full year's IBI in one go.

My earlier electricity mystery was solved by our tenants who rang Endesa.  A few previous readings had been estimated only, so this one was a catch-up.

is the ibi tax due this time of year i thought it was taken in july last year, previously taken in october. of to the appartment in the morning so will update you all of any news nxt week if we get back.....please no volcanic eruptions

best wishes  james

IBI is usually paid in August / September. Maddy, you need to check the other one with you bank. Someone has embargoed that amount in your account against a non payment. Hopefully a mistake but best to contact the bank.

 This Mancomunidad De MCSO also started appearing as a quarterly direct debit in May 2012. Previously I was getting a 2 monthly water bill from Alcosol in the post & as these bills seem to have ceased, you could be correct to think it is for water. However...

I asked my Spanish neighbour about similar & related matters & they informed me that the water, basura (rubbish) & sewage were being combined into a quarterly charge & right enough this appears as an "additional" quaterly direct debit as " Empresa Minicipal de Aguas de Benalmadena" so I'm now confused.

I will speak again to my neighbours when I see them again & find out what exactly is going on as it looks like I'm stumping up for the same thing twice to 2 different entrprises,