building and contents insurance

i know this has been asked before, but i cannot find the thread.

does anyone know for certain whether you need building insurance in the apartments?

i have heard that the buildings are covbered by the comunity insurance but does anyone know for def if this is the case?

also our insurance is with halifax and around 300 euros for contents.

anyone found any better contents insurance?

I am not sure what the community insurance covers.

But for my peace of mind, I have taken out building and content insurance which costs €163 per annum. This is with Alianz and is offered to Banco Popular customers. I had to make a small claim (€100) on contents and there was no fuss on the settlement and no hike in my year 2 premium.

Arun.

that seems cheap for both arun.

do you have to be a customer for that deal?

that seems cheap for both arun.

do you have to be a customer for that deal?

Yes, you do and I believe you have to have a mortgage with them too.