Your lawyer is correct about the snags-get them done before you complete
To get water and electric connected you need the Habitation Certificate and Boletins which your lawyer should ensure that you have
But there is no reason why the developer should not arrange for the water and electric meters to be fitted before you complete-it will save you a lot of hassle if they do- and on completion the accounts can be changed to your name
He may not want to do it but there is no reason why he can’t!
After all, if you were buying a second hand home this would be the situation
It is ‘absolutely ‘essential that you have the Habitation Certificate and all other papers before you complete
You will find it useful to have a Spanish bank account so set it up now, transfer the money to your Spanish account and then you can send the money by internet transfer to your lawyer just before completion-it only takes a day
My preference is to be at the Notary for completion and to pay by Bankers Draft- a little more expensive but it avoids having to give money on trust to a lawyer, however good he may be, in advance of completion
You have to be just as careful about buying a property in Spain as you do in UK and take no chances- so think: would you complete the purchase of a property in UK without being able to check it personally before you complete and take occupation the same day?
Back in the last boom, many completed without all the paperwork and some still haven’t received it
I assume that you have been personally recommended the lawyer by someone you know and he is independent of the selling Agent or developer
Good luck, to most of us who have bought in Spain, are very happy with the decision