Janet.
For the benefit of others, a second opinion.
I have used VIOPCHEAP and VOIPSTUNT for over seven years.
My wife calls the Philippines practically every day, sometimes more than once, (long calls always). I frequently call UK, and mobile numbers in Spain and from time to time toll free numbers in USA too.. So far I have found the service excellent.
We have many Filipino friends who use the services to call Philippines too, they would not change.
The only times I have used SKYPE in that time is an occasional call to keep my credit and a few times when I was in Malaysia and the others services occasionally did not connect. The SKYPE connections too were not that good from there.