I think we're all a bit uncertain as to the consequences, but I wonder if the Scots vote for complete independence there will actually be much effect on anyone, north or south of the border. A bit like all the hype on the Y2k millennium bug, that was a non-event.
In reality Scotland represent only about one tenth of the rest of the UK in terms of people, tax payments and GDP - therefore significant but not going to substantially affect the overall position for the rest of the UK.
"Better together" makes sense, but I do hope that Cameron et al do not give away anything cash wise afterwards if the "No" vote wins. That's not democracy, the vote should be on the current basis w/o any carrots, otherwise the others in the UK should have their say if we wish the Scots to stay.
I differ from John McMahon in that I worked in the city for a few years and reckon it was the toughest environment I ever encountered. I did earn more, but you needed that to pay for the extra commuting and living costs that are an unavoidable part of London life. But comment like ..."the spivs, toffs and reactionaries who feed in the S.E. England trough" are a little offensive even though they are probably made by a person who has never worked there.
If the Scots do leave there must be a hope we can see an end to this ridiculous changing of the clocks twice a year! So perhaps it's not all bad.