Not sure which forum post this in really!
Our annual worldwide travel insurance has just expired, and we are wanting to renew.
Now we have our holiday home in spain, we plan to only visit there in the next 12 months, so know we only need european cover.
The question is, as we already have home insurance here in the UK that covers baggage, and contents insurance in spain at our apartment. What cover do we actually need????
Do we just need a very basic (and cheap) policy that just covers the major things like medical costs etc?
I pay enough for insurances already without over insuring myself!