Great idea Phil - Actually it could work out quite good for us - One of cards is due to expire at the end of Oct, so by then we will know if our completion has gone through and will be able to put this into practice - Many thanks ----PS Went to have a look at your garden while we were there, it's looking very nice, especially the pool, for some reason it looks bigger than others, probably an optical illusion, not sure, but looking good - Martyn did take photos in garden 8 as well as ours but have to wait and see if we can upload these, new camera