Just wanted to say I listened to the Podcast by Patrick Robinson on mortgages... very interesting and informative. I've also spoken to him twice and he seems a genuine, professional guy. I will be considering him helping me with my mortgage but have a listen it's still on the site.
Also just for everyones info and no I don't work for Talk Talk but their all inclusive monthly price plan makes all calls to Europe and overseas free for up to 70 mins then you have to re dial. I have talked to Patrick about mortgages in Spain and the call cost me nothing. If you're having to make lots of Spanish calls it's worth looking at ......Talk 3 international is the plan. It even includes calls to U.S.A mobile phones!