El Bosque de la Mareina - New friends

Can anyone recommend an insurance company which covers use for holiday letting?

Thanks

I am with a company called 'Intasure'  which specialises in Expatriate Property Insurance.  They are at Phoenix House, 11 Wellesley Road, Croydon CR0 2NW.  Tel: 0208 274 6757, Fax: 0208 274 6778, website www.intasure.com.  I am currently letting my property and so the premium is obviously a little higher than if were just to use it for personal use.  They were very efficient and helpful, plus competitive on price. Haven't had to make any claim of any kind so can't comment on their performance on that one but it's worth checking them out.

For info, I contacted several insurers or brokers, including one based in Spain (cover was no where near good enough), Intasure (comprehensive cover) and a Uk firm which specialises in holiday home insurance both here and abroad, we already have UK insurance with them - www.schofields.co.uk. Schofields and Intasure had similar comprehensive cover, including loss of income, etc. The excess was higher on Intasure and they were marginally more expensive than Schofields, so we went with Schofields.

Do note that you need more than just contents cover - the Community buildings insurance is very basic and just covers the external shell - our mortgage company insisted on buildings cover as well as contents. I get the impression this is the norm in Spain and was something that was discussed briefly at the PM2 AGM.

How much are you guys paying for your insurance

 

We're paying £200 per annum, based on buildings cover of 114,000 Euros (as dictated by our mortgage valuation surveyor and contents of 15,000 Euros (which is possibly a bit low, and I will update once all buying is done). Includes £5m public liability, loss of income and related costs, etc. For full details see the Schofields website, which has details of the overseas holiday home cover.