Ads re when I said the notary would not make the contract when I was going to make a load against a property.
When I did make it, I did not notify Property Registry that I had advanced a loan on the property.
Some while later I discovered that the property had been sold, but my loan had not been repaid.
When I explained to the notary who acted for the sale of the property, he said he would start proceedings against the new owner to receiver my debt. That was so even though the new owner, did not know of the debt and had no way of discovering it existed.
As things turned out I was able to recover the load from the original owner. But that is another story and not for here.
Moral of this story.. Don't be surprised of you inherit a debt when you buy a property in Spain, which you could not have known about, but are still liable for.!
PS I made a few loans after that incident but always made the record at the property reg, albeit that the legal fees for the lender s were ridiculously high.