Hi all,
I would hazard a guess if you are renting out your property you MUST get public liability insurance to cover you against claims for injury / damages etc. We all read everyday about the claim culture which has infested our society here in UK, so it must be at the top of your list if you are renting out. It would probly cost more to compensate somone for a broken fingernail than to rebuild the place following a fire!!!
keeve