Buildings and Contents Insurance

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01 Jun 2011 12:00 AM by ajw Star rating in Aberdeen. 1088 forum posts Send private message

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For the past few years I have had Zurich insurance throught PW.  I just missed out last year when the community insurance info filtred through.  How do I go about getting the community insurance and approximately how much would buildings and contents for a 2 bed Jardines apartment be?  Many thanks.  Arlene. 



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01 Jun 2011 7:13 PM by georgeh Star rating in condado de alhama sp.... 1462 forum posts Send private message

 you need to go to the ml office in the square . you can send them an email but they dont seem to acknowledge them

cost about 65e



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02 Jun 2011 7:34 PM by ajw Star rating in Aberdeen. 1088 forum posts Send private message

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Cheers George.  Unfortunately ML have just come back to me to say that if I rent the property then any claim caused by a renter IS NOT covered so I guess that if someone renting the apartment burns it to a cinder then I am not covered.  I wonder if the other owners who have opted for the community insurance are aware of this??



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02 Jun 2011 11:01 PM by thekeeve Star rating in Hope, West Wales and.... 277 forum posts Send private message

Hi all,

I would hazard a guess if you are renting out your property you MUST get public liability insurance to cover you against claims for injury / damages etc.  We all read everyday about the claim culture which has infested our society here in UK, so it must be at the top of your list if you are renting out.  It would probly cost more to compensate somone for a broken fingernail than to rebuild the place following a fire!!!

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