Bank Guarantee-Money Refunded

Hi David  and Ian  unlike many of us , your Lawyer has got a result no one should knock that in a system we all know to be corrupt .Hats of to you and your lawyer .Please remember the rest of us with BGs  and those without  who are struggling for a result, please continue to add your valuable knowledge and  information to this forum . Cheers  JA

FIN you are quick to write us all off as stupid I can assure you that is not the case most of us took all steps to ensure we were covered for every circumstance it is not our or our lawyers fault if the law in Spain does not  work as it should .  How ever I do feel any one prepared to give SJ /HdT another  chances is off their head . Yours JA

JA, I do not dispute that it is not your, or your solicitors fault that  the law in Spain does not  work as you would wish. But, I do think it a bit silly when just because your solicitor does what they should, look after and protect your interest (which is what they get their fee for), that they get special praise.

Hopefully the next time you are driven through a city centre and get to your destination, you give special praise as well as paying your fare, to the taxi or bus driver, as we all know what a difficult job it is.

Fin,

You are missing my point completely. At no time have I said 'special praise' should be given. Just credit where credit is due. Unless you have specfic knowledge about my Solicitor and how she handled  my case, and indeed Ian's, case I suggest you refrain from commenting as to whether I was correct or not to give my opinion and by the way I certainly do criticise, and indeed sue, Solicitors if they have not done their jobs properly .

David  

Hi Homer

I may have missed it, sorry.

Where was your property going to be?  Which site and which administration are we talking about please?

also tony....just a small point but when you mention to people why are they posting on santa anna site when they dont have a property on there, or why post on i want my house when they want their money back

Its the same reason that you post about bank guarantees when you dont have one, its to be able to give  and take all the information,  thought that was worth mentioning to you.

 good point and please take note TONY.

Ian bought on santa ana like us all! Thrilled for you both and hope other banks will soon follow suit

Joaniee666,

There is nothing to take note of.  They have a positive outcome and that is good but not all purchasers can avial themselves of that route. As there is no money to refund deposits for the rest , the only positvie way forward is for income to be generated and then enable those who wish for their money back to get it. Thus those who are in I want my house infact can enable those in IWMMB to do so. It is time that sank in and those in IWMMB realised that a positive outcome for them is dependant upon IWMH and SADM going ahead. 

All the berst to you all

Tony R17 18

Hi Tony

I think you missed the point that Joannie was making, i hope you are paying more attention when you discuss the very important things that Almudena gives to you.

As you have brought the re-financing implications up again.............they dont stack up and i am very very sure that Gordon Browns well respected model of feeding the economy with more money, dosnt work with San Jose......they just want to make a profit at your expense and get more money from you.

Leave the decisions to the judge Tony, its best all round.

Briando,

I have not missed the point but it is not a sound one and based on a negaitve assumption and a very blinkered view.  As part of the administration process purchasers can be given the option to continue with the purchase or to remain a creditor. For those with BGs and have past their contracted completion date the BG should be actionable. Those with BGs who ahve not passed their completion date is a different matter.

Regarding the effect on SADM it is important to note that the majority of purchasers do not have BGs and  it is important to remember that about 45% of purchasers are Spanish Nationals.

All the best to all

Tony R17 18

Dear Tony

You have still missed the point that Joannie was making...........read it again

Dear Tony

You have still missed the point that Joannie was making...........read it again

But David, what point am I missing?
Was it not you who said "I know how hard she worked "?
Shouldn't she have, shouldn't fee earners work for their fees?
It is called giving a professional service. I would have thought that as you are "in the job" you would appreciate more than most.

You say "Just credit where credit is due". Is that necessary when your advisor was paid I presume, or did she do it out of kindness and free of charge.

Regarding how your solicitor handled your case, I would assume that she did what she should have, when she should have and had a positive result. Which is what happens when things are done correctly, within the law and time limits.

You suggest I "refrain from commenting as to whether I was correct or not to give my opinion ". Sorry, open forum so an entitlement to comment.

"by the way I certainly do criticise, and indeed sue, Solicitors if they have not done their jobs properly "
So what is special about that. If any professional advisor does not do their job properly, why shouldn't they be sued?

Briando,

Nope there is no point to be missed, you are trying very hard to make one. As for who post what and where, that is not a point it is a comment. 

All the best

Tony R17 18

 the point BEING TONY that if you criticise others for coming onto these forums and talking about things that do not effect them then you should practice what you preach.

SARC has no bearing on anyone's success. To presume such suggests that SADM has ever had a possibility of going ahead. IT has not. That upsets me to say Tony as this would have been an ideal situation for all.

HOWEVER... THE IDEAL SOLUTION WOULD HAVE BEEN THAT THEY DID NOT ENTER IN VOLUNTARY ADMINISTRATIONIN

THE FIRST PLACE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

THAT OUR HOUSES WERE BUILT AND THAT ARE LAWYERS HAD ALL DONE WHAT THEY WERE PAID TO DO AND WE WERE ALL ENJOYING HOLIDAYS AND LIVES IN SPAIN.

BUT....S*** Happens. Some of us realise that the best thing to happen is not always realistically going to happen.

We have dealt with this and are trying our hardest to fight back. You are like the band playing on the titanic as it sank!!! 

(They were employees of white Star line so felt they needed to keep up a positive front)

Homer:

Congratulations, you were lucky starting action BEFORE SJ/HdT filed for voluntary administration.

At the end of the day, you had a contract resolved prior to executing the BG and it had not expired (although, as you point out, this expiry date is illegal anyway).

Most creditors of HdT (at east the ones I know of) either have expired BG's, or they are only copies, or contracts have not been resolved, or the three at the same time, and this is why the only way forward is to have the contract resolved and then execute the BG against the bank.

Hopefully soon we will have some more post with positive results.

Regards to all.

Thanks Martin

Tony...............Heres the point

I said the following

also tony....just a small point but when you mention to people why are they posting on santa anna site when they dont have a property on there, or why post on i want my house when they want their money back.  Its the same reason that you post about bank guarantees when you dont have one, its to be able to give  and take all the information,  thought that was worth mentioning to you.

The very next post was by Joannie and she said.

 good point and please take note TONY.

Tony...you then went on to talk about the ins and outs of bank guarantees without realising the point that was being made......hope that clears that bit up then