postres en Espana

Hi All, 

We will be visiting site on the 9th June and will be meeting Eli.

If anyone has any particular questions or needs any photos please let us know by 31st May.

We will get as much info about the Aircon installation situation for the apartments and the commercial centre as well as completion dates etc. Will also get lots of photos

Regards,

Jayne & Roger

Excellent, have a great trip and look forward to the update & photos!
Roy

Hi Jayne & Roger,

My main concern is the situation regarding the air conditioning. Can you ask if it would be possible to tap into the air duct from each individual apartment so allowing the air con units to be placed on each apartments terrace, which, i think, is the fairest solution. It would also allow easier access  to your unit.

Can you also ask when the Habitation certificate will be forthcoming as I do not plan to make the final payment until Rudina have received this certificate.

My only other concern is the gym which I think will be private as the residents should not be expected to pay for this equipment nor the upkeep of any of the other facilities in that building.

Anyway, enjoy your trip and we look forward to the new photos.

Cheers,

Ferryman 

Hi Jane and Roger,

Do you want to make any pictures of the new road access ( Hill side ) and the Mirador complex ?


Gr,

William

Hi Ferryman

I totally agree with you regarding the Club House? etc, 

Surely anybody running a business from there, will be done as a franchise, and therefore they will be responsible for all Rent, Rates, Bills and up keep of equipment.

I certainly don't want to be responsible for replacing gym equipment I use once a year.

I am still concerned about a mortgage for the balance owed on my apartment, things seem to have gone very quiet; has anybody sourced a mortgage yet?

Also I think it might not be a bad idea someone keeping an eye on the apartments, I have a very nice apartment in the centre of Hull which has just been let to a professional for ten months, when he moved out we needed to clean for four hours repaint all the window ledges, some skirtings and touch up most walls, as well as replace the settee, and dining chair. This is probably over the top but just proves what can happen in a short space of time.

Cheers
Chris & Angie

Chris & Angie,

We have applied for a mortgage with CAM - Caja Mediterraneo and I visited their office in London (just off Regent Street) where I met their Manager, Personal Banking. He advised me that they have funded the development with Rudina and he advised some of the terms re taking over the Rudina mortgage, and advantages of a subrogation mortgage as it is known. He also advised me that the offer would include the following:-

Interest rate: Euribor 12 months + 1%.
Opening fees: 1% of the mortgage amount.
Cancellation fees (total or partial): 1%.

The information that CAM required from us included P60 and payslips etc. They also required a copy of our experian reports (report history of bank loans, HP etc.), something we have not had to do previously but were able to get a free report from the experian web site.

I understand there is a saving of approx 3,000 Euros on a mortgage of 120,000 Euros so this needs to be taken into account when considering an alternative mortgage. One other point to note re CAM is they have a branch in Granada and I understand all there branches have English speakers.

We do plan to keep our options open and will be putting in other applications with mortgage providers in Spain  at end of June, approx 2 months before we plan to complete in September in order to compare rates and potential savings.

I have arranged to visit the site on 25th or 26th June when I plan to snag the works myself with a family member, prepare list of defects, also visiting 10th September, hoping to complete and have furniture delivered etc and plan any other works needed. I plan to visit a store called Brico Depot that is located on the north side of Granada and is owned by the same company that owns B & Q. I understand it is similar to B & Q.

I have planned our first holiday there during October half term week, so fingers crossed all goes to plan.

Good luck on your mortgage plans,

Raileng

Hi,
We are planning to visit on 30 June and 1 July and may also do the snagging then. We are waiting to hear from our lawyer regarding how to document it. When we saw the apartment the other week everything looked fine except for a couple of poorly patched repairs in the plaster work. We will look for other defects, but didn't see anything obvious. The other things would be to check all the electrical equipment, lights, power sockets. Any other suggestions?
We are going to open an account in Granada at CAM. The bank is on Gran Via almost opposite the cathedral. We have been corresponding with Olivier, the manager in the London office, and he has been very helpful.
On furniture, we can highly recommend Furniture Express. We dealt with LIz and found her very helpful and flexible, so we will be ordering most of our furniture from there.
It would be good to know more about the date of completion and if all the licences have been obtained. Our lawyer has told us to wait for his instructions and also to send the final payment through him, and not directly to the developer's account.
Looking forward to meeting up with everyone,
Sandra and Mike

Euribor +1% seems to be about as good as it gets at the minute. I'm looking at an option on the repo rate and if that doesn't work out then CAM will probably get the business. We havn't arranged any snagging but hope to return soon.

Hi All,

Visited site on Monday and have to say that we are very impressed with the quality of the workmanship and finish to both the units and the complex. 
We had a good look around our completed penthouse and found no problems and it look fantastic. 
The pool area looks good and all the common areas are finished to a very high standard with marble stairs even down to the car park.
The cleaners were working their way through the units and when we met Pepe he was with the man from the Mayors Office doing a final inspection. Eli also told us that Rudina were doing their own snagging first and we saw the guys in the units touching up paint etc. I have posted a separate message about the aircon situation but Im sure it can be sorted. We were told the units would be accessed via a ladder over the roof. Also, ground and 1st floor owners could have the units on their own terrace and the cost may even be cheaper - we were told 500-600 euro per unit x 3 units, which would be cheaper than the 2200 euro for the fixed installation.
Eli told us the access road was 2 years away (subject to planning).
Have got lots of photos which we will post when we get back to the UK at the weekend.
If anyone has any more questions feel free to ask.

Cheers