ted is quite correct
1% stamp duty +notary and land reg fees are payable on day of completion
with polaris fee of 300 euros if doing it without a solicitor you need to have for safety a bankers draft
of euros 3500 drawn on a spanish bank payable to POLARIS SERVICIOS Y MANTENIMIENTO ,S.L
i apologise for confusion
the savings i meant to say i were making were by not using my own solicitor.this is a chance but each to his own
good luck everybody
george