Dear Royboy,
Shush, please don't be negative, you will have the flippers in a right state, they don't like too much realism!!!
How dare you? you will devalue my investment, or is that possible, can it possibly go any lower?
Have faith, the committee of owners will rescue things anyway. Wont they?
Never mind the money it will all seem so much better when the sun shines.
Just you wait ten years, you'll see.
Norman