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12 Dec 2009 9:42 PM by blaggy Star rating in Doncaster. 112 forum posts Send private message

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December 2009 Report

On the 3rd December 2009 Anthony Malpass, on behalf of the SARC membership, met with

Almudena to discuss the position in regard to the proposed settlement agreement and

SADM. The meeting lasted two hours; please note that this report has been written as soon

as it was possible to practically do so, to get information out to purchasers/creditors

reasonably quickly.

The following information was either given or discussed:

Settlement Agreement

The agreement has been drafted and some minor alterations have been made by the

administrators. However, the final document has been delayed due to administrators having

to complete an informe (report) for the court, which includes the details of each creditor, their

challenges and the outcome of these challenges .The informe therefore, has a new valuation

of HdT’s assets and the debt owed to creditors. The Court require

s this document before theth November

19 weeks in which purchasers can accept the agreement and sign up to it at a Notaries

office. Remember, that if you do not sign up to the settlement agreement you will be counted

as a no vote.

It was reiterated that it is only the settlement agreement/offer that creditors are being asked

to consider and sign up to. If the agreement is accepted then purchasers can decide which

option they wish to follow. Importantly, it was pointed out that purchasers can move their

deposits to different properties within phase 1, either changing for a dearer or cheaper

property.

The administrators intend for the settlement agreement to be finalised and ready for sending

out to the creditors before the 25

to the purchasers and have instructed professional translators to translate the letter and

agreement into English, as soon as the administrators have given the documents their final

OK.

th of December. HdT have drafted a covering letter to go out

E mail from HdT:

Importantly HdT will be sending a brief email to purchasers to check that

correct to try to ensure that ALL purchasers receive the formal covering letter, which is to be

sent to them, as part of the proposed settlement agreement legal process.

their address’s are

Website:

HdT have been making preparations to make the documents available to the

purchasers/creditors and have constructed a HdT website, which Almudena showed to A.

Malpass. Purchasers/creditors will receive a letter explaining the settlement offer/process

and a unique password to access the HdT website. The site will be in Spanish and English

and have the settlement agreement in a PDF format, this will enable it to be downloaded.

There will also be an email address where questions may be posted and there will be a page

of

It was suggested by A Malpass that after a person logs on that they have the ability to

change their password to enable them to remember it more easily. Furthermore, that there is

a clear email address in case of difficulties logging on and accessing the site.

FAQ’s for all purchasers to be able to see.

Notaries:

Almudena is currently in discussion with Notaries in the UK/Eire in preparation of instructing

them to record purchasers acceptance of the settlement agreement.

Jumilla Town Hall

Almudena explained that HdT had presented documents to the Town hall on Tuesday

1

SADM. It is planned that a copy of the document stamped by the Jumilla Town hall will be

made available with the settlement agreement.

It asked what phase 1 would include and the reply was 2000 habitations, 9 hole golf course,

commercial units, a pro shop and bar. Almudena is going to provide a map of SADM that

identifies which sections are in phase1. A .Malpass took this opportunity to ask if HdT would

reconsider the design of the club house and was told that this may occur and be more in

keeping with the location of SADM and its architecture.

t December to commence the process of getting the final build licences for phase 1 of

Financing of SADM Build

Two Spanish bank have said that they will finance the build of SADM upon the issuing of the

final build licences by the Jumilla Town Hall. Almudena is trying to get the verbal agreement

in writing, so that it can be attached to the settlement agreement but the banks administrative

procedures are very slow.

Solicitors

Almudena explained that although some solicitors are in conversation with HdT and are

aware of the impending settlement agreement that some appear to be pursuing their own

agendas.

Comment / Opinion

It was obvious from the amount of planning that has taken place and the construction of the

HdT website that HdT are about to propose a settlement/offer to the creditors. It is also

noticeable that they now have a greater understanding of the importance of communicating

with purchasers and answering their questions.

This final phase of the administration process is very important to the vast majority of the

purchasers; as they do not have bank guarantees. If the agreement is not accepted then the

company will be liquidated and in our opinion that would be the worst outcome possible for

the majority of purchasers. It would most probably take many years to realise the assets and

they would probably not achieve their listed value.

It may be that upon the conclusion of this process, all being well positively, that we

purchasers scrutinise how the legal profession has behaved and whether there has been any

conflict of interests that have negatively impacted upon purchasers and of course any

examples of best practice.

6 December 2009

ADM

judge will consider the settlement offer, as it contains the up to date position of the company.

I was shown PDF copy of this informe and it was sealed by the Court on the 25

2009 and it appears, that despite the claims that have been made by some, no purchasers

have been given privileged creditor status. It is a lengthy document and is over 2600 pages

long, including the appendixes.

When the informe/report was sealed in the court, the third phase of the administration

process commenced. This is the phase where the settlement offer/agreement is made

available to the purchasers/creditors to sign up to or not. This phase lasts for 90, WORKING

days and does not include weekends or Spanish Bank Holidays. This equates to about 18



This message was last edited by blaggy on 12/12/2009.

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Paul & Debbie Row 15 No 32


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12 Dec 2009 10:28 PM by TonyMal Star rating in Oxfordshire. 1090 forum posts Send private message

Hi Blaggy,

 I take it that the errors & omissions were not accidental but a deliberate act of editing. Shame on you. You can comment on the report  and even comment why you disagree or agree with it but, kindly do not muck about with it.

I post the full & correct version again & suggest that you do not try to misrepresent SARC reports or mislead purchasers.  Do I have to post it on its own thread & expalin why such an action was necessary?

Tony

December 2009 Report
 
 
On the 3rd December 2009 Anthony Malpass, on behalf of the SARC membership, met with Almudena to discuss the position in regard to the proposed settlement agreement and SADM. The meeting lasted two hours; please note that this report has been written as soon as it was possible to practically do so, to get information out to purchasers/creditors reasonably quickly.
 
The following information was either given or discussed:
 
 
Settlement Agreement
 
 
The agreement has been drafted and some minor alterations have been made by the administrators. However, the final document has been delayed due to administrators having to complete an informe (report) for the court, which includes the details of each creditor, their challenges and the outcome of these challenges .The informe therefore, has a new valuation of HdT’s assets and the debt owed to creditors. The Court requires this document before the judge will consider the settlement offer, as it contains the up to date position of the company.
 
I was shown PDF copy of this informe and it was sealed by the Court on the 25th November 2009 and it appears, that despite the claims that have been made by some, no purchasers have been given privileged creditor status. It is a lengthy document and is over 2600 pages long, including the appendixes.
 
When the informe/report was sealed in the court, the third phase of the administration process commenced. This is the phase where the settlement offer/agreement is made available to the purchasers/creditors to sign up to or not. This phase lasts for 90, WORKING days and does not include weekends or Spanish Bank Holidays. This equates to about 18 – 19 weeks in which purchasers can accept the agreement and sign up to it at a Notaries office. Remember, that if you do not sign up to the settlement agreement you will be counted as a no vote.
 
It was reiterated that it is only the settlement agreement/offer that creditors are being asked to consider and sign up to. If the agreement is accepted then purchasers can decide which option they wish to follow. Importantly, it was pointed out that purchasers can move their deposits to different properties within phase 1, either changing for a dearer or cheaper property.
 
The administrators intend for the settlement agreement to be finalised and ready for sending out to the creditors before the 25th of December. HdT have drafted a covering letter to go out to the purchasers and have instructed professional translators to translate the letter and agreement into English, as soon as the administrators have given the documents their final OK.
 
 
 
 
 
 
E mail from HdT:

Importantly HdT will be sending a brief email to purchasers to check that their address’s are correct to try to ensure that ALL purchasers receive the formal covering letter, which is to be sent to them, as part of the proposed settlement agreement legal process.
 
Website:

HdT have been making preparations to make the documents available to the purchasers/creditors and have constructed a HdT website, which Almudena showed to A. Malpass. Purchasers/creditors will receive a letter explaining the settlement offer/process and a unique password to access the HdT website. The site will be in Spanish and English and have the settlement agreement in a PDF format, this will enable it to be downloaded. There will also be an email address where questions may be posted and there will be a page of FAQ’s for all purchasers to be able to see.
 
It was suggested by A Malpass that after a person logs on that they have the ability to  change their password to enable them to remember it more easily. Furthermore, that there is a clear email address in case of difficulties logging on and accessing the site.
 
 
Notaries:

Almudena is currently in discussion with Notaries in the UK/Eire in preparation of instructing them to record purchasers acceptance of the settlement agreement.
 
 
Jumilla Town Hall
 
Almudena explained that HdT had presented documents to the Town hall on Tuesday
1t December to commence the process of getting the final build licences for phase 1 of SADM. It is planned that a copy of the document stamped by the Jumilla Town hall will be made available with the settlement agreement.
 
It asked what phase 1 would include and the reply was 2000 habitations, 9 hole golf course, commercial units, a pro shop and bar. Almudena is going to provide a map of SADM that identifies which sections are in phase1. A .Malpass took this opportunity to ask if HdT would reconsider the design of the club house and was told that this may occur and be more in keeping with the location of SADM and its architecture.
 
 
 Financing of SADM Build
 
Two Spanish bank have said that they will finance the build of SADM upon the issuing of the final build licences by the Jumilla Town Hall. Almudena is trying to get the verbal agreement in writing, so that it can be attached to the settlement agreement but the banks administrative procedures are very slow.
 
 
Solicitors
 
Almudena explained that although some solicitors are in conversation with HdT and are aware of the impending settlement agreement that some appear to be pursuing their own agendas.
 
 
Comment / Opinion
 
 
It was obvious from the amount of planning that has taken place and the construction of the HdT website that HdT are about to propose a settlement/offer to the creditors. It is also noticeable that they now have a greater understanding of the importance of communicating with purchasers and answering their questions.
 
This final phase of the administration process is very important to the vast majority of the purchasers; as they do not have bank guarantees. If the agreement is not accepted then the company will be liquidated and in our opinion that would be the worst outcome possible for the majority of purchasers. It would most probably take many years to realise the assets and they would probably not achieve their listed value.
 
It may be that upon the conclusion of this process, all being well positively, that we purchasers scrutinise how the legal profession has behaved and whether there has been any conflict of interests that have negatively impacted upon purchasers and of course any examples of best practice.
 


 



This message was last edited by TonyMal on 12/12/2009.



This message was last edited by TonyMal on 12/12/2009.


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13 Dec 2009 11:29 AM by MAGICMEG Star rating in Scotland. 546 forum posts Send private message

Tony the truth is that this offer of an agreement is standard practise and would have been made with or without SARC as part of the next stage.

The agreement will be made available to all directly or via lawyers

There are strict rules in law governing such agreements and we should all check this out with our lawyers before agreeing

The part I do not understand is the need for HdT/SJ to go to such lengths to provide and pay for notaries to enable people to sign up .

We have all been worried about conflict of interest regarding agents ,lawyers etc from the beginning and I for one would never trust any one appointed by this developer .Everyone should run the agreement by their own  lawyer (making sure they are truly independent of HdT/SJ) and have your best interest at heart .It is essential to take advice from a truly independent third party  . The notaries appointed by HdT /SJ  will only sign you up not give advice that is in your best interest . Sorry but I once again smell a rat where HdT /SJ are concerned . MM


 



This message was last edited by MAGICMEG on 13/12/2009.

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     but I am willing to accept that sometimes (although not very often ) I can be  wrong !



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13 Dec 2009 12:58 PM by TonyMal Star rating in Oxfordshire. 1090 forum posts Send private message

Hi MM,

I agree with most of your post.  However, there are 2 points upon which we differ:

1) It is appropriate that HdT  cover the cost of a purchasers/creditor registering a vote concering their money. Therefore, they are covering the cost.

2) Notaties are independant officers of the court and act to ensure that both parties are informed and understand a document.

It is up to each purchasers to decide what they wish to do  and it is their money that is at risk not that of their legal representative. I believe that it important to remember this when seeking that advice of your solicitor/barrister.

Wishing you all the best

Tony


 



This message was last edited by TonyMal on 13/12/2009.


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13 Dec 2009 1:47 PM by MAGICMEG Star rating in Scotland. 546 forum posts Send private message

Sorry Tony I completely disagree with you regards " Notaries are independent officers of the court " this is simply not true !!!! The notaries loyalty will be to the person paying their fee and no one else .It is here where your argument is fundamentally flawed and which leads people to believe you are in cahoots with HdT /SJ .

You would also lead us to believe that HdT/SJ are now doing the correct thing by purchasers  and are concerned that their customers do not encounter further  inconvenience or costs regarding the signing of this agreement .What a turn around !!!!!!  Have you thought this through Tony ,I have and it is complete Tosh !!!!!!!

We should all only do this, if at all through independent legal advisers not notaries appointed by the developer who has treated us disgracefully  time and time again .Simples !!!!   .



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  Nothing surprises me anymore  

     but I am willing to accept that sometimes (although not very often ) I can be  wrong !



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13 Dec 2009 4:53 PM by brianmags Star rating in London. 380 forum posts Send private message

Just to refute what MM and others are trying to say here is the truth

What is the role of a notary in Spain?

 

A notary in Spain has a more elevated role than in the UK or USA; they do much more than just verify signatures. To gain the title of notary requires years of additional studies. At the closing, the notary takes over, acting on behalf of both parties to make sure that the transaction is proper and agreed to.

here is the link http://www.strongabogados.com/law-spain.php#notary

Brianmags R4 556




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13 Dec 2009 5:32 PM by MAGICMEG Star rating in Scotland. 546 forum posts Send private message

Sorry Brian this means nothing ,and people should still run this by their own lawyers .Are you suggesting for one minute that they should not .

"acting on behalf of both parties to make sure that the transaction is proper and agreed to." Yes acting on behalf of both parties to make sure that the transaction is properly drawn up and legal and is indeed accurate to what the parties are agreeing to .Not that the agreement is in the best interest of either party or indeed the best option This is quite different to a independent lawyer with your best interest at heart and only your interest advising you on all options ,what legal requirements the agreement must adhere to and giving the client the benefit of being aware of all other options .Not quite the same is it Brian .

What is wrong with you do you SARC or perhaps HdT /SJ not want purchasers to take proper legal advice on this agreement or is it  once again you and Tony being stupid where this company are concerned  !!!!!!    as I say I smell a rat again   .MM



_______________________

  Nothing surprises me anymore  

     but I am willing to accept that sometimes (although not very often ) I can be  wrong !



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13 Dec 2009 6:43 PM by MAGICMEG Star rating in Scotland. 546 forum posts Send private message

 Brian can you clarify this  " To gain the title of notary requires years of additional studies " in addition to what ? What  original studies are you suggesting that notaries undertake  ? Please also remember many of these appointed "Notaries are not in Spain bit will be in the UK, Eire and else where in Europe so why are you quoting about notaries in Spain .What is it to SARC or HdT /SJ if purchasers take advise from their own  lawyers .Why the need for these notaries lawyers can do it and as it is part of the admin process many have already paid to be represented in this .Couldn't be HdT/SJ trying to use SARC to  pull a fast one again ,could it  MM



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  Nothing surprises me anymore  

     but I am willing to accept that sometimes (although not very often ) I can be  wrong !



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13 Dec 2009 8:50 PM by brianmags Star rating in London. 380 forum posts Send private message

dear MM

we always suggest that people to speak to their solicitors

as for the notarys qualification in England and Wales see i want my house strand

brianmags




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13 Dec 2009 9:20 PM by MAGICMEG Star rating in Scotland. 546 forum posts Send private message

I have read this thread but  still fail to see why you ,Tony and HdT /SJ are so keen for people to use notaries for this as opposed to their own lawyers it does not make sense unless there is some underhanded  motive once again from this company  .I can not see why this using HdT /SJ appointed   " notaries  " is so important . Is the first rule of buying in Spain  not to use completely independent professionals with no  connection whatsoever to the developer .You are asking people to disregard every thing they have ever learned through the  EOS forum  and previous experience of buying in Spain and follow the advise of the developer blindly once again  . I think if you and HdT /SJ do not explain this properly and to the point with no waffle you will alienate purchasers and they will not support your case for allowing this company to continue  !!!!!  Many already do not think they should be allowed to  .

Perhaps we should hear from the organ grinder on this one as sorry Brian but you are not doing a very good job of explaining this and are digging  SARC  into another hole .I already know the answer to why HdT/SJ are leading people in this direction  and it is not good !!!! .  A little honesty would not go a miss are you really acting in the best interest of purchasers or are you so hell bent on getting SADM built that you are prepared to believe anything you are told . Come on guys get real !!!!


 



This message was last edited by MAGICMEG on 13/12/2009.

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  Nothing surprises me anymore  

     but I am willing to accept that sometimes (although not very often ) I can be  wrong !



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13 Dec 2009 9:52 PM by TonyMal Star rating in Oxfordshire. 1090 forum posts Send private message

MM,

Are deliberatley being a little daft here?    I think that you are up to a little bit of mischief  and trying to create some confusion where there is no need for any. 

The notary just records your decision, what is the problem with that? You read the settlement agreement, you ask your legal representative relevent questions ( E. G, what happens if I do sign ,what is I do not?  etc) and the notary records your decison after checking that you understand what you are doing.

Now, forgive me but I find your whaffling on about who pays for the notaries in the UK a bit daft. 

I suggest that you carefully read the information posted by BM on the I  Want My House thread.

All the best

Tony

 




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13 Dec 2009 11:15 PM by Laird Dave of Lochaber Star rating in San Miguel De Salina.... 180 forum posts Send private message

Hi

I don't think MM is creating any confusion here. She is quite right in asking why are San Jose so keen in creditors using the notaries paid for by them? I too am intriqued as to why this seems such a big deal.  Any one who doesn't take independant legal advice deseves to be shafted once again by this dishonest company.

Cheers

 

Dave




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14 Dec 2009 12:03 AM by joanniemac Star rating. 241 forum posts Send private message

Hi All, I for one will not be using anything supplied or paid for by HdT/SJ. I will be consulting my independant lawyer on anything they are proposing, thats what I`m paying him for. How come they have suddenly got money to throw at Notaries? Cheers Joanniemac




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14 Dec 2009 11:42 AM by far Star rating in Dundrum, Co. Down. 169 forum posts Send private message

MM is quite right, i too smell a huge rat!

 

Anyone who has anything to do with this apart from seeking their own independant advice etc from their own lawyer then truly deserves everything they get!!!

Get real everyone, the corruption is at every level where SJ are concerned, it is obvious that they really believe we are all very stupid, i find it really insulting!

 

FAR




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14 Dec 2009 8:38 PM by blaggy Star rating in Doncaster. 112 forum posts Send private message

blaggy´s avatar

JUST SAY "I Want My Money Back"

Its easy you don`t need a notary for that.The last time i used a notary in Doncaster U.K £ 75.00 just for a signature and a fancy wax stamp. Times that by a couple of thousand residents from H.D.T or San jose.con.com im sure one of them will have a spare credit card to use. Looks a little fishy what could they be planing {stalling}Could it be a new Build??????? the web site is up and running again and they are taking orders ????? or would that be silly to say DEPOSITS££££££$$$$$$€ € € €€€€€€ or am i just being synical again. I take it the courts are ok with this ???




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16 Jan 2010 11:36 PM by blaggy Star rating in Doncaster. 112 forum posts Send private message

blaggy´s avatar

Just had a good few weeks got engaged, So I have been pre ocupied with more important things, not sat on this forum every day being nasty and bitter to every one. I am saving my bitterness to all the directors and managers at SAN JOSE herrada dell tollo.CON.SL..... yes hope they are all giving money to the earth quake appeal but dont think so. Probably to busy thinking of more ways of scamming and talking excrament, and CONNING more innocent  hard working tax payers.hope i spelt that all ok xxxxxxxxxxxx



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23 Jan 2010 9:19 PM by blaggy Star rating in Doncaster. 112 forum posts Send private message

blaggy´s avatar

Costa on show

I guess conning people out of there £ $ € were not mentioned

THOUSANDS of Costa Blanca local and provincial government officials and tourism businessmen flocked to Fitur, Spain's largest tourism fair, that was opened by King Juan Carlos yesterday (Thursday) in Madrid.

Once again Benidorm takes the limelight with this novel stand designed with lilos. 

Read more in this weeks Costa Blanca News edition




 



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24 Jan 2010 12:43 PM by MAGICMEG Star rating in Scotland. 546 forum posts Send private message

Hey Blaggy stop getting mad and get even ! There are things you can do !  MM



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  Nothing surprises me anymore  

     but I am willing to accept that sometimes (although not very often ) I can be  wrong !



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24 Jan 2010 8:06 PM by suemac Star rating in Jumilla, Murcia. 1001 forum posts Send private message

Let's not forget that there are many good Spanish people, some of whom have also been "conned" out of their money, who work hard and honestly to try and make a living.  Tourism is a very important part of the local economy, so do we want to make them suffer for the actions of a few?

Sue



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 Sue Walker

Author of "Retiring the Ole Way", now available on Amazon

See my blog about our life in Spain: www.spainuncovered.com



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24 Jan 2010 9:35 PM by redman Star rating. 235 forum posts Send private message

Sue, I think much is in the hands of the Spanish Government.  They should recognise the demise of their infrastructure, and money making tourist industry before it colapses totally.

Most people and new money would invest and visit if they thought they could trust in and had the support of the Spanish government and the legal system.  Why do they not buy the dept, pay people what they're owed, destroy the companies who brought about this situation.  It would be the best investment the Spanish government could ever make.  Yes I know, pigs and all that.

The British gave money to the banks who didn't deserve to be rescued, the Spanish should do it for their two major industries but not give the developers the money but the people who are wanting to invest in their country.  Obviously there are people who wouldn't touch it with a barge pole, but not everyone.

I already have two properties in Spain, so my money would more than likely be reinvested in Spain.  And I don't need a third from San Jose thank you very much.

 




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Previous Threads

Question for Tony ? - 21 posts
SJ what is the truth ? - 1 posts
IS THIS PERSON MAD? Photos submitted by user nweatherall210 - 22 posts
SARC website link - 2 posts
Good News for Some I Suppose - 40 posts
Swine Flu info - 8 posts
TWIGIT - 2 posts
SARC REPORT - 14 posts
Good News for Some Not for Others - 44 posts
The bad news just keeps coming - 4 posts
Been away from forum, need accurate update. - 4 posts
More bad news - 36 posts
EU Report - 0 posts
Do SARC have any regrets ? - 17 posts
Good News - 10 posts
SAN JOSE INVERSIONES - Administrators report - 32 posts
SARC making stupid unfounded comments - 12 posts
SARC report February - 1 posts
SARC - 2 posts
Hard luck twiglet- you now have also lost your deposit - 8 posts
Competition - 4 posts
Where's everybody gone ? - 12 posts
Jumilla wine festival - 5 posts
Good News - 4 posts
any updates??? - 0 posts

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