I want my house

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Residencial Santa Ana del Monte forum threads
The Comments
02 Oct 2008 6:51 PM by FriendinNeed Star rating. 789 forum posts Send private message

If you consider what you claim to be so Chrissie, you must be either a silly or sad person to carry on reading.


Because going for cash, there is a chance of getting something. Even if it is just pride.

If people have a proper and sound BG, why would they want SADM not to proceed. They are in a position to make claim immediately conditions (times) are broken.
Still applies if SADM proceeds.

Because derision tends to be rude.

Regarding the comment "nothing of substance", I can only assume that refers to the spin from SJ that the puppets release from time to time?

Next attempt at an insult please Chrissie?


Sorry JA, time I had put my post up, yours was there.

This message was last edited by FriendinNeed on 10/2/2008.


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02 Oct 2008 7:02 PM by Jon G Star rating in Hertfordshire. 40 forum posts Send private message

This is my own opinion only.  It may not be better for people to get there money, but I know why IWMMB.

Should there be new investors, I don't believe that the SADM will be as originally planned.  The world is a different  place to what it was just a year, or even 6 months ago.

The chance of properties being purchased fast enough for the development to continue to grow at a rate that will be attractive to tempt even more purchasers is unlikely.  Sustantially fewer people have the money for normal living, let alone having enough spare to put down as a deposit on what, to many, will be a luxury of a home abroad and the ongoing interest payments do, after a while, start to hurt a bit too.  Banks are no where near as keen to lend and its a vicious circle which is why SADM is no longer going to be what believed I was originally buying into.  I also expect that a very large proportion of those who have put their money down will get approval for the remainder of the mortgage needed and any income from letting will be minimal if the development has not taken off.  The golf tour is also now a very distant pipe dream.

It will be a very long time until the development is as lively as we would have hoped, if ever, and I can't see that a second golf course would be added for years and the construction will go on longer if the sales are slow.

Therefore, sadly IWMMB.  

I fully understand why some want their houses, especially those with no BG, but I am sorry to say that I am in the group with a BG, which makes me feel a bit guilty in itself.  I therefore want out ASAP, providing the BG is worth what it should be.

Jon.


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02 Oct 2008 7:08 PM by FriendinNeed Star rating. 789 forum posts Send private message

02 Oct 2008 7:18 PM by Chrissie1 Star rating in UK. 384 forum posts Send private message

Chrissie1´s avatar


_______________________

               
Chrissie   


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02 Oct 2008 7:28 PM by Jon G Star rating in Hertfordshire. 40 forum posts Send private message

FIN / Chrissie. Do what ???


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02 Oct 2008 7:28 PM by julie anne Star rating. 1103 forum posts Send private message

Hi Crissie 
Not sure what your  problem is  , was the pants down smilie for FIN or John G or both.
John G thank you for sharing  your opinion you made some very valid points  . JA


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02 Oct 2008 7:33 PM by FriendinNeed Star rating. 789 forum posts Send private message

John G, I was just applauding good common sense as in your post.


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02 Oct 2008 7:33 PM by Chrissie1 Star rating in UK. 384 forum posts Send private message

Chrissie1´s avatar
Its fior FIN let him/her assume what it means. 

_______________________

               
Chrissie   


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02 Oct 2008 7:39 PM by FriendinNeed Star rating. 789 forum posts Send private message

There is me thinking you were showing where your knowledge was from?


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02 Oct 2008 7:54 PM by julie anne Star rating. 1103 forum posts Send private message

Chrissie are you sure your smiley is not  a SARC leader deep in conversation !!!!!!!!!


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02 Oct 2008 7:59 PM by Chrissie1 Star rating in UK. 384 forum posts Send private message

Chrissie1´s avatar
Believe it or not I really want you to get your money back but dont try to force your opinons on me. I will make my own mind up.  Is that simple enough for you ? Assume what you like but you will make NO difference what so ever at the end of the day to what I decide to do.  

If there is anyone out there who can help FIN get the money back then go ahead make my day. 

 plop another good idea arriving.  You make me laugh.  Think I have a crush on you.

Chrissie









_______________________

               
Chrissie   


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02 Oct 2008 8:17 PM by TonyMal Star rating in Oxfordshire. 1090 forum posts Send private message

Hi JonG,
Many thanks for sharing your reason with us and I appreciate that. I am pleased that you have a BG and I wish they we were all in that position but we are not.

I personally believe that with the down turn in the coastal property market abd credit issues that people will seek out  developments that give them more of the Spansih experience. When I came over in 2006 I looked at loads of developments and headed inland. I looked in the area of Valle del Sol and a development by Pegasus, which was Ok but lacked the infrastructure including road and shops etc. They were going to build at Jumilla but prefered the choice properties, build quality, approach to the build of the development by SJ, the cost and the location.

There is a motorway being built now and yes SADM is delayed but to be honest I expected off plan to have delays but I did not know that a  new motorway would give Jumilla approximately a 30 minute drive time to Alicante. I believe that the build will be close to the plan and SARC will engage with HdT on the plan for the development to put purchasers needs and viewpont across.  I and othere beleive that this would be best pratice for developments and that HdT will adopt this.

I hope all goes well for you and that if you are offered to proceed with your properrty you pause and think before you go for your money.

All the best to you all

I WANT MY HOUSE
Tony R17 18





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02 Oct 2008 8:17 PM by TonyMal Star rating in Oxfordshire. 1090 forum posts Send private message

Hi JonG,
Many thanks for sharing your reason with us and I appreciate that. I am pleased that you have a BG and I wish they we were all in that position but we are not.

I personally believe that with the down turn in the coastal property market abd credit issues that people will seek out  developments that give them more of the Spansih experience. When I came over in 2006 I looked at loads of developments and headed inland. I looked in the area of Valle del Sol and a development by Pegasus, which was Ok but lacked the infrastructure including road and shops etc. They were going to build at Jumilla but prefered the choice properties, build quality, approach to the build of the development by SJ, the cost and the location.

There is a motorway being built now and yes SADM is delayed but to be honest I expected off plan to have delays but I did not know that a  new motorway would give Jumilla approximately a 30 minute drive time to Alicante. I believe that the build will be close to the plan and SARC will engage with HdT on the plan for the development to put purchasers needs and viewpont across.  I and othere beleive that this would be best pratice for developments and that HdT will adopt this.

I hope all goes well for you and that if you are offered to proceed with your properrty you pause and think before you go for your money.

All the best to you all

I WANT MY HOUSE
Tony R17 18





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02 Oct 2008 8:17 PM by FriendinNeed Star rating. 789 forum posts Send private message

Chrissie. That just confirms that you are prepared to make statements which are completely untrue and that you are prepared to blab, blab, without any evidence, information or support.
Why not stop ridiculing yourself and just comment on things to have some, albeit little knowledge of.

It is now obvious that reading facts and understanding simple matters are not one of your strengths.




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02 Oct 2008 8:18 PM by julie anne Star rating. 1103 forum posts Send private message

Likewise Chrissie I wish you could have your house .No one is trying to change your mind and yes you can only decide for yourself but you could save yourself a lot of disappointment  and emotional damage by considering the facts as they are now and how what is happening now spells out the future .Good luck JA




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02 Oct 2008 8:22 PM by Linda Needham Star rating in Jumilla,Spain. 302 forum posts Send private message

Linda Needham´s avatar
FIN 

1. Because their circumstances have changed.

2. Because the exchange rate and interest rates on the loans no longer make it a viable proposition.

3. Because they think SJ & Herrada del Tollo still have the money to pay them back.

4. Because they think the banks have the money to pay them now but maybe not in the future and they dont want to risk it. 

5. Because they have other investments that have not borne fruit as expected.

6. Because they are older and cannot afford to wait.

7. Because they are younger have no patience and want everything now.

8. Because they are scared.

9. Because the solicitor tells them it is the right thing to do.

10. Pride comes before a fall.

Any number of reasons that I will probably think of later.  Tens years is too long to wait if you are reaching or have retired.  Ten years is a long time if you are younger and trying to achieve financial status.  Ten years is too long to wait for the holidays you want every year for your family.

and for those who do not have a Bank Guarantee and want their contract cancelled.  Do they realise, that at this juncture,  they are cutting of any options they may have in the future to negotiate and will probably still remain on the creditors list.

Does anybody really believe the money is there for the asking.

We would all like that crystal ball.

You say what happens in regard to the water in the future.  I do not know.  What I do know is that the water resources are managed very well here.  I know I paid 43 pounds a month for it in Middlesex.   Here I pay peanuts. Supply and demand. I know that it is sold here in tankers for 7 Euros a cubic metre to fill pools, large profit and room to manouvre ( future business opportunity for someone).  I know it is bought in, if not available locally.  I know that areas not too far from here run profitable businesses on hot spring water, for example, Fortuna.  I would not have the audacity to offer someone an opinion on issues and concerns/situations in, Manchester for instance,  or anywhere else for that matter, I  dont live there. 
Nothing stands still and everything  changes constantly in this life .  Life experience goes a long way sometimes and 10 years can be a long time or a short time depends.

Regarding the 'Penny Dropping'  it really is not that easy.  It is a very complicated situation. Everyones situation is different and those with BG's have the best chance of getting their money back and that is a fact, depending on which bank this is with.  Others are fishing in the dark and have not yet made up their minds what they will do, they are no clearer on what they should do in order to get their money back, or if they will get anything at all or who to believe, or how much more money to throw at this whole issue. The whole process is bewildering and confusing to say the least.   The Penny Dropping does not make it easier to make the decisions one needs to make.

and for the record. I want my money back and regardless and inspite of everything that has been said on here over the past 6 months, listening to lawyers views, etc., etc., my views are the same as they where then.  In my sitation,  and I will say that again, In my sitation, the best way to achieve that goal is for the project to go ahead  and also for the record, In my situation, if it does not go ahead  I will write the loss off because I do not believe that, given the current market conditions (as you quote quite often) there will be enough money, from assets sold, to pay back much more than the lawyers fees.

Can you give me any facts that will change my opinion.


_______________________

Linda Needham
La Alberquilla
Jumilla, Murcia


R4 308 For Rental



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02 Oct 2008 8:24 PM by TonyMal Star rating in Oxfordshire. 1090 forum posts Send private message

Hi All
The only facts that we have regarding SADM are:
The final licence to build is avialable
There is water
A new motor way is being built to Alicante
Debts to creditors can be paid back over 5 years
The foundations are in for a lot of properties ( R4 I think plus a couple of others)
The administrators have sent out an email stating that refinancing is being negotiated

I could go on but I think that is enough.

I WANT MY HOUSE

Tony R17 18



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02 Oct 2008 8:39 PM by FriendinNeed Star rating. 789 forum posts Send private message

This is the best news yet that you have come up with. Congratulations. many people will sleep a lot better tonight, knowing everything is now OK.
A few minor queries are below, which being so minor, you will have no problem in giving the answeres to.

The final licence to build is avialable - Any chance of giving the Licence Application and Approval Numbers, together with receipt of payment number for all fees due?
There is water - We are aware there is water, perhaps you could supported details confirming that adequate supplies are in place for 10.000 units, 2 golf courses and an hotel?
Debts to creditors can be paid back over 5 years - Please state source of information which can be supported and what bonds are to be put into place?
The foundations are in for a lot of properties ( R4 I think plus a couple of others) - So nothing new there then for 6 or more months. Just hope that the reinforcing steel has been protected from elements, as can rapidly break down if corrosion has occured prior to next concrete pour.
The administrators have sent out an email stating that refinancing is being negotiated - As has been said many times but unsubstantiated.

Next you will be enlightening us with AIG may have been the insuring underwriters?

I could go on but I think that is enough.



This message was last edited by FriendinNeed on 10/2/2008.


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02 Oct 2008 8:40 PM by julie anne Star rating. 1103 forum posts Send private message

Yes Tony it is enough !!!!!!!!!!!!!!


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02 Oct 2008 8:45 PM by FriendinNeed Star rating. 789 forum posts Send private message

Come on JA, Tony has come up with superb news and now you don't like it. 
What is the problem.
All will be holidaying in SADM in 2 years time.
Fresh water in abundance, greenest grass you have seen. Motorway for direct links. 
Suppliers know when they will get their money.
What more do you want?

Tony for President  I hear you say?




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