| The Comments |
Travel insurance that includes the US is more expensive than for EU only because there are no reciprocal health arrangements with the US. Micky is right in this case and Hugh well I guess you have to rejoin the studio audience this round but don't worry we have a nice leaving gift for you
0
Like
|
Hugh I know how the EHIC card works I have used it myself because I can only be registered for healthcare in one EU state and I move around with the seasons.
You may see things that way and I agree with you. Brits abroad should be covered correctly. However the majority do not. Many live in Spain on a financial shoestring work illegally and pay nothing into the system. They rely on the EHIC and if necessary a cheap flight back to Blighty to collect their benefits and medication.
Many retired people will not register fiscally because of higher taxation in Spain. They also rely on EHIC and skipping back to UK for the NHS. In the future after Brexit they may get their passports stamped and border controls will indicate overstaying.
If you live in Spain you know them too unless you inhabit a more rarefied environment.
With regard to other bi-lateral agreements. Yes they can continue but they will have to be renegotiated and agreed by all parties. It's this uncertainty that is causing considerable anxiety among the expat population. It's unjust especially since they were denied a vote in the referendum
My comments about a likely rise in European travel insurance will come about because of market forces and economics supply and demand. More people wanting it and claiming will push up premiums. If you were a certain age with existing health problems and want long term travel or health insurance you may understand how unaffordable it it.. Except in France where a mutuelle top up policy is more reasonable.
This message was last edited by Mickyfinn on 17/01/2017.
_______________________
Time is the school in which we learn
Time is the fire in which we burn.
Delmore Schwartz.
0
Like
|
Mickyfinn
In the future after Brexit they may get their passports stamped and border controls will indicate overstaying.
Thsi already exists to some extent with the Spanish requesting API's for all entries into Spain
So they already know who is here and overstaying - still they do very little
_______________________
“The greatest enemy of knowledge is not ignorance; it is the illusion of knowledge”
0
Like
|
So Spanish border controls are to step up their examinations of the passports of UK pensioners in order to identity those that overstayed their welcome in Spain are they? Whilst they are conducting this essential security exercise I suppose that the Guardia Civil will waive through the dark skinned guys with strangely shaped luggage.
The illegals will be very hard to police, what do they do if they find one attempting to leave Spain, make them stay? What I can never get my head around is the places that some of these guys stay in whilst in Spain, god only knows what their UK homes were like.
_______________________
IF YOU WISH TO QUOTE ANY OF MY POSTS PLEASE DO SO IN THEIR ENTIRETY AND NOT JUST A FEW SELECTED WORDS TOTALLY OUT OF CONTEXT.
THANK YOU.
0
Like
|
No pp
Travel Insurance for the USA is more expensive because of the cost of healthcare if you are ever unfortunate enough to be taken ill there.
Travel insurance for Europe only covers a multitude of countries NOT in the EU and no arrangements exists.
Any hospital will take care of youbIF it knows you have a travel insurance.
Mickey
Sounds like you want to stay in the EU to help all those illegally living in another country or expecting that country to look after their healthcare.
Being an expat, is a choice not a requirement.
Being a legal expat, is not that onerous, but maybe more costly.
Responsibility for ourselves and others is what life should be about.
3
Like
|
PS Mickey
Insurance is an actuarially based assessment of risk, not an exact cost.
More people using it does not necessarily alter the percentage risk in fact it provides the supplier with more income.
Secondly, insurance is one of the most competitive services we can find these days, just use a comparative website and see just how many quotes you will receive, so prices have to remain sensible.
As someone with preconditions, I know full well of the extra costs they impose, that is MY choice, basic travel insurance which is no good for ex pats is relatively cheap these days if fit and healthy.
Even private medical cover for expats is not overly expensive, in Spain, maybe more so in France, that is because of local costs.
Age and infirmity, naturally costs us all more, that's why we should plan ahead for our later years.
4
Like
|
Travel insurance IMHO should be purely limited to health and personal accident, I would be very interested to know how many lost and stolen camera, laptop, tablet, phone etc claims are made. Good home contents insurance can cover you for personal possessions away from the home, claims would be 'black booked', thus making contents cover more expensive and harder to arrange for serial claimants and travel insurance would be made cheaper by this. Also take note that when you hand your hold baggage over to your carrier that it is covered by them until it is handed back to you.
_______________________
IF YOU WISH TO QUOTE ANY OF MY POSTS PLEASE DO SO IN THEIR ENTIRETY AND NOT JUST A FEW SELECTED WORDS TOTALLY OUT OF CONTEXT.
THANK YOU.
0
Like
|
Destry
Also take note that when you hand your hold baggage over to your carrier that it is covered by them until it is handed back to you.
The cover varies by carrier and is often very low so probably best not put the wifie's diamond tiara in there and think it is covered
_______________________
“The greatest enemy of knowledge is not ignorance; it is the illusion of knowledge”
0
Like
|
1,131€ per bag apparently, we only put shoes, wife's plethora of makeup and toiletries, bags etc in the hold bag, everything else in the hand baggage.
_______________________
IF YOU WISH TO QUOTE ANY OF MY POSTS PLEASE DO SO IN THEIR ENTIRETY AND NOT JUST A FEW SELECTED WORDS TOTALLY OUT OF CONTEXT.
THANK YOU.
0
Like
|
I don't know about you but I am sick of political establishment telling the British public that you did not vote for this or that in the EU Referendum the British public where ask to vote for one thing only IN or OUT of the EU nothing else, that was it simple so why are the Lib Dems Tim Fallon /SNP Sturgeon and the likes having such difficulty understand this.
8
Like
|
maybe sturgeon is upset becuase Scotland voted to remain and they do not wish to be dictated to and told what to do by the english and wish to control their own future, taxes, borders etc.
_______________________
“The greatest enemy of knowledge is not ignorance; it is the illusion of knowledge”
0
Like
|
Well HARD Mrs T
God why didnt we have this REFERENDUM 20 YRS ago nice and CLEAR message received by ALL
EUROPE your move next but isnt it CHECKMATE
Love to all our ALLIES
Hugh xx
_______________________
Done the Spain thing Happier in the UK
4
Like
|
The iron Lady has spoken .
Tadd1966 if Scotland stays in the EU it will never control it's borders and just like the UK would be overrun with a low quality work force from the EU how would the Scottish NHS /DSS cope with trying to look after the whole of the EU that has the EU given right to suck their system dry.
This message was last edited by windtalker on 17/01/2017.
4
Like
|
“Why are we leaving a market that is so advantageous for the UK? Because May has chosen to interpret the Brexit vote as above all else a vote against freedom of movement. But polls have repeatedly shown that a great many people who voted Leave are not prepared to see any drop in their living standards as a price worth paying to control EU immigration. Theresa May will ignore this partly because she spent her political life before becoming PM trying to control immigration, and now she sees the possibility of actually achieving the reduction she has always promised. To do that she is prepared to put in place a degree of government interference in the labour market that would make even the most diehard socialist blush. Margaret Thatcher must be turning in her grave at the foolishness of all this, and the apparent willingness of MPs to vote for it.”
Simon Wren-Lewis - Professor of Economic Policy, Oxford University.
The important issue in May's speech for me is that parliament of both houses will get a vote on Brexit and I am content with that.
It was never right or democratic to take such a momentous decision as Brexit on the relatively slim majority of a limited plebiscite asking such an ambiguous question.
If the British Parliament decides to approve a hard Brexit so be it. I have no argument with it any longer. That is the democratic process at best and lays the issue to rest for good..
_______________________
Time is the school in which we learn
Time is the fire in which we burn.
Delmore Schwartz.
0
Like
|
Mickyfinn don't forget we have a democracy in the UK Parliament ,that means the side with the most votes win ,unlike the stupid EU system that everyone has to agree what a farce.
7
Like
|
Well that’s telling you all. Well done Mrs TM. Gets a 10 from Len. Nothing NEW left to post unless you have CPD (Compulsive Posting Disorder). Thread now closed. Back to domino club.
_______________________
NO SNIDE COMMENTS PLEASE. STICK TO THE THREAD SUBJECT.
2
Like
|
GBP seems to have risen a couple of centimos on TM's speech -
Now where was that forecast?
5
Like
|
Windtalker
I am sure Scotland will survive and they may even adopt an nhs / dss system like the Spanish instead of the over generous system the uk has
They will be free from Westminster and the english
_______________________
“The greatest enemy of knowledge is not ignorance; it is the illusion of knowledge”
0
Like
|
Micky
Wren-Lewis seems to have had a distinguised career in public service and academia.
I would be more impressed if he had put his economic nounce to the test in industry or business and if he did not base his arguments on unverifyable assumptions.
Glad to see that you accept the will of parliament. There was never any chance that any government would make a deal of this magnitude without the approval of parliament. However, except if it is a complete disaster, (and not what a remoaner thinks is a disaster) there should be no chance that parliament will defy the will of the people.
This message was last edited by tteedd on 17/01/2017.
2
Like
|
It does seem to be taking shape.
If we compete on foreign markets without the shackles of the EU agreements, we could possibly scare the EU parliament into thinking, what if everyone else finds out!!!!
_______________________
Best wishes, Brian
3
Like
|